Terms of Use
These Terms of Use govern your access to and use of the Ellington Retirement website, its content, and any related services. Please read them carefully before using this site.
Acceptance of terms
By accessing or using this website, you enter into a legally binding agreement with us.
Binding agreement
By accessing, browsing, or otherwise using the Ellington Retirement section of www.ellingtonltd.com (the "Website") and any content, features, or services offered through it, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (the "Terms"). If you do not agree to these Terms in their entirety, you must immediately cease using the Website and its services.
Eligibility
You represent and warrant that you are at least 18 years of age or the age of legal majority in your jurisdiction, whichever is higher. The Website is intended for use by individuals seeking educational information about retirement saving, pensions, and related financial concepts. It is not directed at persons in jurisdictions where its content or the services described are prohibited or restricted by local law.
Amendment
Ellington Ltd and ELLINGTON TRADE LTD (collectively, "Ellington", "we", "us", or "our") reserve the right to amend, modify, or update these Terms at any time without prior notice. Changes become effective immediately upon posting to the Website. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms.
Description of services
A summary of what the Website offers and the scope of your permitted use.
Educational content
- Plain-English explainers on retirement saving, pensions, and account types
- Articles and guides on investment strategies and retirement planning
- Glossary of pension and financial terms
- Comparison charts and scenario illustrations
- Frequently asked questions and curated insights
What we do not offer
- Investment advice, recommendations, or solicitations of any kind
- Portfolio management or asset allocation services
- Pension transfer or consolidation advice
- Tax, legal, or accounting advice
- Any product or service that would require a regulated entity license beyond those we hold
Access and permitted use
Rules governing your access to the Website.
Access rights
We grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Website for your personal, non-commercial educational purposes. You may view, download, and print pages for personal reference, provided you do not modify, reproduce, distribute, or publicly display any content without our prior written consent.
Prohibited conduct
You agree that you will not: (i) use the Website for any unlawful purpose; (ii) attempt to gain unauthorised access to any part of the Website; (iii) interfere with or disrupt the operation of the Website; (iv) scrape, crawl, or harvest content using automated means; (v) impersonate any person or entity; (vi) use the Website to transmit unsolicited communications.
Suspension and termination
We reserve the right to restrict, suspend, or terminate your access to the Website or any part of it if we reasonably believe you have violated these Terms or applicable law. Provisions that by their nature should survive termination shall survive.
Intellectual property rights
Ownership of the content, design, and technology on this Website.
Ownership
All content, materials, text, graphics, logos, icons, images, page layout, underlying code, and software used on the Website are the property of Ellington Ltd, ELLINGTON TRADE LTD, or their licensors and are protected by copyright, trademark, and other intellectual property laws of Canada, St. Vincent and the Grenadines, the United Kingdom, and applicable international treaties.
Permitted uses
You may view the Website and print individual pages for your personal, non-commercial reference only. You may cite short excerpts for educational or commentary purposes, provided you give clear attribution to Ellington and include a link to the original page where reasonably practicable.
Disclaimers and risk warnings
Important limitations on our liability and the nature of the information we provide.
No investment advice
The Content on the Website is provided for general informational and educational purposes only and does not constitute investment, financial, legal, tax, or accounting advice. We are not registered as an investment adviser, pension adviser, or broker-dealer with any regulatory body in any capacity that would permit us to provide personalised financial advice. Information presented on the Website may not be suitable for your individual circumstances.
Risk warning
Retirement saving and investing carries inherent risk. The value of pension pots that are invested can go down as well as up, and you may get back less than you contributed. Past performance is not a reliable indicator of future results. Retirement systems, contribution limits, access ages, and tax treatment differ significantly between countries and change over time.
No offer or solicitation
Nothing on the Website constitutes an offer, solicitation, or invitation to buy, sell, or hold any financial product, pension product, or other instrument in any jurisdiction. No Content is intended to form the basis of any contract or commitment.
Limitation of liability
Disclaimer of warranties
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ALL CONTENT ARE MADE AVAILABLE ON AN "AS IS" AND "AS AVAILABLE" BASIS. ELLINGTON LTD AND ELLINGTON TRADE LTD EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.
Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ELLINGTON LTD, ELLINGTON TRADE LTD, OR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF PENSION BENEFITS, LOSS OF RETIREMENT INCOME, LOSS OF PROFITS, OR INVESTMENT LOSSES.
How to contact us
Questions about these Terms? Please reach out.
Legal correspondence
Ellington Ltd
275 Slater St. #900
Ottawa, Ontario K1P 5H9
Canada
Contact details
- Email: support@ellingtonltd.com
- Phone: +1 (613) 800‑4240
- Web: www.ellingtonltd.com